🛵
From
S$2
Ride Safe
Bike, PMD & scooter cover, by the day
- Accident medicalS$20,000
- Hospital cash / nightS$150
- Third-party damageS$5,000
- Roadside pickupIncluded
Durations: 1 day S$2 · 7 days S$10 · 30 days S$33
Get covered Singapore launch edition
Insurance you actually want to open.
Micro cover for real moments — a ride, a flight, a festival. From S$2, live in 30 seconds, with payouts that arrive without a claim form.
- From S$2
- per day of cover
- 30 sec
- to get covered
- S$0
- excess on most packs
Meet Nova
Your cover buddy. Nova keeps your streak alive, nudges you before a trip and celebrates every payout with you.
How Lyfl works
Four steps, no paperwork, no agent calling you at dinner.
- 🎯
Step 1
Pick your moment
Choose a pack that matches what you're actually doing today — riding, flying, gigging, racing.
- ⏱️
Step 2
Choose a duration
One day, a weekend, a month. Pricing is per window, so you never pay for cover you don't use.
- ⚡
Step 3
Get covered instantly
Pay with PayNow, PayLah!, GrabPay or card. Your certificate is live in under 30 seconds.
- 💸
Step 4
Get paid without forms
Parametric triggers pay straight into your wallet, and every purchase adds points to your streak.
Pricing
Every pack is pay-as-you-go. The price you see includes GST, there is no subscription, and you can cancel free within 15 minutes of buying.
🏔️
From
S$9
Adventure Trip
Hiking, diving, climbing — covered
- Emergency medicalS$50,000
- Evacuation & rescueS$30,000
- Adventure sportsIncluded
- Trip interruptionS$2,000
Durations: Weekend S$9 · 1 week S$18 · 2 weeks S$30
Get covered✈️
From
S$5
Flight Delay
Auto-payout the moment you're 2h late
- 2h+ delayS$120
- 4h+ delayS$250
- Cancelled flightS$400
- Bag delayed 6h+S$150
Durations: One flight S$5 · Return trip S$9
Auto payout: Arrival delay ≥ 2 hours
Get covered🚇
From
S$1
MRT Disruption
Train breaks down? Get paid before you're off the platform
- Delay 30 min+ on your lineS$25
- Delay 60 min+ or line suspendedS$60
- Ride-hail top-up (Grab / taxi)S$40
- Late-for-work cover, per incidentS$50
Durations: Today S$1 · Commuter week S$4 · Monthly pass S$13
Auto payout: LTA reports a 30+ minute disruption on your saved MRT line
Get covered🌧️
From
S$4
Rainy Day
Rain ruins the plan, we pay out
- 20mm+ rainfallS$80
- 50mm+ rainfallS$200
- No claim formWeather data
- Covers 1 locationGPS pinned
Durations: 1 day S$4 · 3 days S$8
Auto payout: Rainfall ≥ 20mm at your pin
Get covered🎟️
From
S$3
Front Row
Concerts & festivals — miss it, get paid
- Event cancelled or postponedTicket value up to S$800
- Can't attend (illness / MC)S$400
- Transport failure over 60 minS$120
- Phone or bag loss at venueS$300
Durations: One event S$3 · Two nights S$5 · Festival pass S$9
Auto payout: Organiser announces cancellation or postponement
Get covered📱
From
S$6
Gadget Guard
Phone, camera and laptop protection
- Accidental damageS$4,000
- Theft with reportS$6,000
- Screen repairS$800
- ExcessS$50
Durations: 30 days S$6 · 90 days S$15
Get covered🌃
From
S$2
Night Out
12 hours of cover for the messy ones
- Accident medicalS$10,000
- Safe-ride homeS$40
- Phone lossS$500
- Runs 6pm – 6am12 hours
Durations: Tonight S$2
Get covered🏃
From
S$5
Race Day
Marathons, trail runs and triathlons
- Injury medicalS$30,000
- Physio sessionsS$600
- Race fee refundS$300
- Group discount-15%
Durations: Race day S$5 · Race weekend S$9
Get covered🌏
From
S$45
Digital Nomad
Monthly health + gear for long stays
- Medical & hospitalS$100,000
- Gear coverS$5,000
- Visa run tripsIncluded
- TelehealthUnlimited
Durations: 1 month S$45 · 3 months S$110
Get coveredPrices shown in Singapore dollars, GST included. Cover is underwritten by a licensed Singapore insurer and subject to each pack's terms, limits and exclusions. This site is a product demo — no real payment is taken.
Frequently asked questions
Cover you buy for a moment instead of a year. Pick a pack, choose how long you need it — a night out, a race day, a festival — and pay only for that window. No annual contract, no lock-in, cancel free within 15 minutes.
Get covered for tonight in 30 seconds
Open Lyfl, pick a pack, and start your streak. No account fees, no annual contract, no paperwork.
Get the app